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HOSPITAL ESSENTIALS ACCIDENT OR SICKNESS INSURANCE
Because unexpected accidents and sicknesses happen.
How will you pay for added expenses and everyday bills?
Accidents and illnesses are unavoidable.
But you can help make it a little easier for your family.
Hospital Essentials Accident and Sickness Plans cover you in six important ways:
Daily Hospital Confinement Benefit
Pays you the very first day you are hospitalized, for up to 365 days per accident or sickness in Canada or the U.S.
Recovery Benefit Following Hospital Confinement
Following hospitalization, we will pay you for a minimum of 10 days, regardless of whether or not you are disabled. This recovery benefit is payable to you while you are recovering at home or anywhere.
Daily Intensive Care Benefit
This benefit is paid in addition to the Daily Hospital Confinement Benefit.
Recovery Benefit Following Outpatient Surgery, Break, or Fracture*
If you suffer an accident, sickness, broken bone, or fracture that requires outpatient surgery and you are unable to work or perform your usual activities because you are totally disabled, we will pay you for up to 14 days while you recover.
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*The Recovery Benefit Following Surgery, Break or Fracture is only available under the accident policy.
Ambulance Reimbursement Benefit
Even if you are not hospitalized, we will reimburse you for the cost of your ambulance services, up to the amount selected, based on the plan you choose.
These plans pay ON TOP OF WCB, EI, or any other plan that may already be in place.
And, you never have to show proof of income, when making a claim
You select the level of accident and sickness plan that's right for you, your family and your budget.
How the Hospital Essentials Accident and Sickness Plans work for you:
Pays cash directly to you to help pay added expenses when you suffer an accident or sickness.
