
BE BETTER PREPARED FOR THE UNEXPECTED
We help individuals, families, and employers through challenging times. Our policies pay cash benefits for covered accidents and illnesses — to help you out with your everyday costs while you get back on your feet.
OUR SERVICES
Supplemental Insurance Coverage for Individuals & Families
We offer a range of policies to help you prepare for the unexpected – along with assistance from trained professionals.



ABOUT MICHELLE
Hello. My name is Michelle, and I am proud to be an Independent Licensed Accident and Sickness Specialist.
Like most of my amazing clients, until I was personally affected by an illness, I had no idea what supplemental coverage was or, even that it existed. This is, sadly, the main reason that we so often see Go Fund Me and crowd funding when friends and loved ones are going through their own unexpected medical emergencies.
Unfortunately, after I faced two cancer diagnoses, my family's financial outlook was grim. It took years for me to pay back loans that I had had to take, in order to cover my missing income, travel to and from specialists, hotels, meals, medication and supplements, and childcare. And, although I had excellent group benefits, these additional costs meant that my family's finances quickly became extremely strained. We just couldn't keep up and, the additional stress, while already facing such a difficult time, meant that I could not just focus on healing.
After recovering, I decided that I wanted to help others to not have to be faced with financial uncertainty, while going through their most stressful times.
I love what I do, and I love seeing what a difference the right plans can mean for my clients and their families.
Let's talk today and, have a no- obligation look at how we can work together to protect you and your family's financial future.


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The company that I work with has been serving customers since 1922, pay out nearly half a billion dollars in claims every year - nearly $1 million every business day.
It's no wonder that we are rated A+ (Superior) by A.M. Best Company, the industry's most highly regarded ratings agency!