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WELCOME TO PROTECTION BY MICHELLE

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BE BETTER PREPARED FOR THE UNEXPECTED

We help individuals, families, and employers through challenging times. Our policies pay cash benefits for covered accidents and illnesses — to help you out with your everyday costs while you get back on your feet.

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OUR SERVICES

Supplemental Insurance Coverage for Individuals & Families

We offer a range of policies to help you prepare for the unexpected – along with assistance from trained professionals.

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 SPECIFIED DISEASE

Cancer Disability Insurance


Cancer can strike anyone at any time.

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ACCIDENT INSURANCE

Hospital Essentials Accident or Sickness Insurance


Gives you specified benefits for hospitalization, intensive care, recovery, outpatient surgery and ambulance reimbursement.

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SPECIFIED CONDITIONS

Critical Conditions Insurance


Supplemental protection when a covered condition strikes.

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DISABILITY COVERAGE

Short Term Disability Insurance


Provides benefits to you if you are totally disabled and unable to work.

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SOLUTIONS FOR EMPLOYERS

Speak with me to get the supplemental insurance coverage your employees need – while helping you manage the costs.

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ABOUT MICHELLE

Hello. My name is Michelle, and I am proud to be an Independent Licensed Accident and Sickness Specialist.


Like most of my amazing clients, until I was personally affected by an illness, I had no idea what supplemental coverage was or, even that it existed. This is, sadly, the main reason that we so often see Go Fund Me and crowd funding when friends and loved ones are going through their own unexpected medical emergencies. 


Unfortunately, after I faced two cancer diagnoses, my family's financial outlook was grim. It took years for me to pay back loans that I had had to take, in order to cover my missing income, travel to and from specialists, hotels, meals, medication and supplements, and childcare. And, although I had excellent group benefits, these additional costs meant that my family's finances quickly became extremely strained. We just couldn't keep up and, the additional stress, while already facing such a difficult time, meant that I could not just focus on healing. 


After recovering, I decided that I wanted to help others to not have to be faced with financial uncertainty, while going through their most stressful times.


I love what I do, and I love seeing what a difference the right plans can mean for my clients and their families. 


Let's talk today and, have a no- obligation look at how we can work together to protect you and your family's financial future.

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BOOK A MEETING

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GET IN TOUCH

(403) 594-1384

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The company that I work with has been serving customers since 1922, pay out nearly half a billion dollars in claims every year - nearly $1 million every business day. 


It's no wonder that we are rated A+ (Superior) by A.M. Best Company, the industry's most highly regarded ratings agency!

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